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Possible portfolio: 30 to 60 percent in stocks or stock mutual funds and most of the rest in CDs, bonds, bond funds or money market accounts. Keep your debt from credit cards and other sources manageable. Possible portfolio: 60 to 80 percent in stocks or stock mutual funds and most of the rest in certificates of deposit (CDs), bonds, bond funds or money market accounts. Consider reducing your stock ownership and increasing your conservative investments. Reduce your debts as much as possible. You might have more options for getting a loan when you still have employment income.

Who Voted for this Story Consider reducing your stock ownership and increasing your conservative investments.

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